Diferencia entre revisiones de «Jendel»
| Línea 19: | Línea 19: | ||
Es un hombre de mediana edad. Lleva la ropa cubierta de polvo, y viste una gorra de fieltro.{{book ref|mb5|8}} |
Es un hombre de mediana edad. Lleva la ropa cubierta de polvo, y viste una gorra de fieltro.{{book ref|mb5|8}} |
||
== |
== Historia == |
||
Jendel era un trabajador que vivía en los suburbios de Elendel con sus tres hijos. Alrededor del {{date|311|PC}}, cuando [[Waxillium Ladrian | Wax]] tenía doce años, su tío [[Edwarn]] lo llevó al Primer Banco Central para enseñarle una lección sobre la banca. Allí vieron a dos hombres que buscaban un préstamo: Jendel y un hombre adinerado llamado [[Nikolin]]. Edwarn le explicó a Wax que la mayoría de bancos solo concederían el préstamo a Nikolin, mientras que el Primer Banco Central, debido a una política aplicada por el propio Edwarn, concedía préstamos a los deudores de mayor riesgo, pero con condiciones desfavorables como tipos de interés extremadamente altos y posibilidad de [[wikipedia: Garnishment|embargos salariales]]{{ref|group=NdT|text=Es la retención del salario u otros ingresos del deudor por parte del banco hasta que la deuda del préstamo quede saldada.}}. |
|||
Jendel was a laborer who lived in the slums of Elendel with his three sons. Around {{date|311|PC}}, when [[Waxillium Ladrian | Wax]] was twelve years old, his uncle [[Edwarn]] brought him to the First Central Bank to teach him about banking. Edwarn and Wax observed two men seeking a loan, Jendel and a wealthy man named [[Nikolin]]. Edwarn told Wax that most banks would only lend money to Nikolin. However, he had instituted a policy wherein First Central Bank would loan money to riskier debtors, but with unfavorable loan terms such as extremely high interest rates and potential [[wikipedia: Garnishment|wage garnishment]]. Edwarn had also marketed aggressively to people that would not normally qualify for a loan. Edwarn and his colleagues had effectively invented [[wikipedia: Subprime lending|subprime lending]] in Elendel.{{book ref|mb5|8}} |
Jendel was a laborer who lived in the slums of Elendel with his three sons. Around {{date|311|PC}}, when [[Waxillium Ladrian | Wax]] was twelve years old, his uncle [[Edwarn]] brought him to the First Central Bank to teach him about banking. Edwarn and Wax observed two men seeking a loan, Jendel and a wealthy man named [[Nikolin]]. Edwarn told Wax that most banks would only lend money to Nikolin. However, he had instituted a policy wherein First Central Bank would loan money to riskier debtors, but with unfavorable loan terms such as extremely high interest rates and potential [[wikipedia: Garnishment|wage garnishment]]. Edwarn had also marketed aggressively to people that would not normally qualify for a loan. Edwarn and his colleagues had effectively invented [[wikipedia: Subprime lending|subprime lending]] in Elendel.{{book ref|mb5|8}} |
||
Revisión del 19:14 1 mar 2023
| Jendel | |
|---|---|
| Fallecido | c. 319 PC[1] |
| Oficio | Obrero |
| Residencia | Elendel |
| Mundo natal | Scadrial |
| Universo | Cosmere |
“El préstamo nos facilitaría la mudanza. Saldríamos de los suburbios. Tengo tres varones. Trabajaremos como burros, se lo prometo. ”
—Jendel a Edwarn Ladrian.[1]
Jendel es un cliente del Primer Banco Central de Elendel en Scadrial.[1]
Apariencia y personalidad
Es un hombre de mediana edad. Lleva la ropa cubierta de polvo, y viste una gorra de fieltro.[1]
Historia
Jendel era un trabajador que vivía en los suburbios de Elendel con sus tres hijos. Alrededor del 311 PC, cuando Wax tenía doce años, su tío Edwarn lo llevó al Primer Banco Central para enseñarle una lección sobre la banca. Allí vieron a dos hombres que buscaban un préstamo: Jendel y un hombre adinerado llamado Nikolin. Edwarn le explicó a Wax que la mayoría de bancos solo concederían el préstamo a Nikolin, mientras que el Primer Banco Central, debido a una política aplicada por el propio Edwarn, concedía préstamos a los deudores de mayor riesgo, pero con condiciones desfavorables como tipos de interés extremadamente altos y posibilidad de embargos salariales[NdT 1].
Jendel was a laborer who lived in the slums of Elendel with his three sons. Around 311 PC, when Wax was twelve years old, his uncle Edwarn brought him to the First Central Bank to teach him about banking. Edwarn and Wax observed two men seeking a loan, Jendel and a wealthy man named Nikolin. Edwarn told Wax that most banks would only lend money to Nikolin. However, he had instituted a policy wherein First Central Bank would loan money to riskier debtors, but with unfavorable loan terms such as extremely high interest rates and potential wage garnishment. Edwarn had also marketed aggressively to people that would not normally qualify for a loan. Edwarn and his colleagues had effectively invented subprime lending in Elendel.[1]
Upon hearing about the draconian terms of the contract that Jendel was about to sign, Wax intervened. He attempted to give Jendel a rare, valuable coin that Edwarn had just gifted him. Jendel did not accept the coin, not believing that someone would give him something so valuable. Edwarn was incensed, but was able to smoothly convince Jendel to sign the loan papers anyway. Jendel was not able to fulfill the loan terms, and committed suicide by jumping off a bridge eight years later. His sons remained indebted to the bank after his death.[1]
Wax recounted Jendel's story to Steris Harms after Bleeder sent him a message on the rare coin that Jendel had refused.[2] He told Steris that the incident with Jendel was one of the factors that drove him to leave the unscrupulous, bureaucratic environment of Elendel to seek adventure in the Roughs.[1]
Notes
Error en la cita: Existen etiquetas <ref> para un grupo llamado «NdT», pero no se encontró la etiqueta <references group="NdT"/> correspondiente.